Loan Rates

 

 

Click one of the following Loan Types to see our latest rates:

 

Auto Loans

Other Vehicle Loans (Boats, ATV's, Snowmobiles, Classic Cars, RV's)

Personal Loans (Share Secured, Signature, Home Improvements, etc.)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Auto Loans

 

Auto Loans           Add 1/2% without autopay

Rates as of  1/1/2012

Rate Description

Term

Payment Description

APR

APR Type

Auto Loans 2009 - 2012 (100% of value) 3 Years

$29.07

per $1000 borrowed

as low as 2.95%Fixed
Auto Loans 2009 - 20124 Years

$22.12

per $1000 borrowed

as low as 2.95%Fixed
Auto Loans 2009 - 20125 Years

$17.95

per $1000 borrowed

as low as 2.95%Fixed
Auto Loans 2009 - 20126 Years

$15.18

per $1000 borrowed

as low as 2.95%Fixed
Auto Loans 2006 - 2008 (100% of value)3 Years

$29.51

per $1000 borrowed

as low as 3.95%Fixed
Auto Loans 2006 - 2008 4 Years

$22.79

per $1000 borrowed

as low as 4.45%Fixed
Auto Loans 2006 - 20085 Years

$18.86

per $1000 borrowed

as low as 4.95%Fixed
Auto Loans 2003 - 2005 (75% of value)3 Years

$29.96

per $1000 borrowed

as low as 4.95%Fixed
Auto Loans 2003 - 2005 (75% of value)4 Years

$23.24

per $1000 borrowed

as low as 5.45%Fixed
Auto Loans 2002 & Older (50% of value) 3 Years

$30.41

per $1000 borrowed

as low as 5.95%Fixed
  • APR refers to the annual percentage rate or the dividend rate.

  • Members should call the credit union to verify rates.

  • Other loans and rates are available, contact the Credit Union for more information.

 

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Other Vehicle Loans

 

Other Vehicle Loans

Rates as of 1/1/2012

Rate Description

APR

APR Type

Boats, ATV's, & SnowmobilesAdd 1% to Auto RatesFixed
Classic Cars, RV's, and Large BoatsCall us to get rateFixed
  • APR refers to the annual percentage rate or the dividend rate.

  • Members should call the credit union to verify rates.

  • Other loans and rates are available, contact the Credit Union for more information.

 

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Personal Loans

 

Personal Loans

Rates as of 1/1/2012

Rate Description

Term

Payment Description

APR

APR Type

Share Securedup to 48 months as low as 2% over collateralVariable
Signature Loan 36-48 Months; up to $10,000

$25.33

per $1000 borrowed

as low as 9.9%Fixed
Home Improvementup to $99,000; 10 Years

Less than 75% of Equity borrowed

Prime Rate or Minimum plus 1%Fixed
Home Improvementup to $99,000; 10 Years

Over 75% Equity borrowed

Prime Rate or Minimum plus 2 %Fixed
Share Draft Line of CreditThis rate is variable 9.9%Variable
Fixed Rate/Closed End Home Equity10 Years; Under 75% Loan to Value Prime Rate or Minimum plus 1%Fixed
Fixed Rate/Closed End Home Equity10 Years Over 75% Loan to Value Prime Rate or Minimum plus 2%Fixed
Variable Rate/Open End Home Equity15 Years

Less than 75% of Equity borrowed

Prime Rate or MinimumVariable
Variable Rate/Open End Home Equity15 Years

Between 75% to 100% of Equity borrowed

Prime Rate or Minimum plus 1%Variable
  • APR refers to the annual percentage rate or the dividend rate.

  • Members should call the credit union to verify rates.

  • Other loans and rates are available, contact the Credit Union for more information.

 

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