At West Metro Schools Credit Union, we offer several loan types with competitive rates to meet you and your family's needs. Reduce the interest rate on your loan by ½% when payments are made through payroll deduction or automatic payment from your checking account.* * Reduced rate does not apply to Home Improvement, First Mortgages, Visa, Student Loans, Share Draft Line of Credit, or specials. Discontinuation of payroll deduction/automatic payment will result in a forfeiture of the reduced rate. How May We Serve You? 
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Savings Secured Loans….use your credit union savings account as collateral! Borrow up to $50,000 with a maximum of 72 month pay-back.
New Vehicle Loans….financing of
100% of the book retail value. Maximum of 72 months for pay-back.
Used Vehicle Loans….financing of 50-100% of the book retail value. Maximum of 72 months for pay-back (dependent on the age of the vehicle).
Signature Loans….no collateral
necessary! $10,000 maximum with a 36 month payback
Overdraft Line of Credit Loans….help
when you need it
Home Equity Loans….variable rate,
line of credit up to $99,000, currently no closing costs
Home Improvement Loans….fixed rate loan up to $25,000.
VISA credit card….NO ANNUAL FEE!!!
Interest rates from
10.9% to 14.9%
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Click here for a handy loan calculator to calculate your loan needs
Click on Rates to see our latest Loan Rates. Watch for our Loan Specials! |