About Us
WHO WE ARE
The West Metro Schools Credit Union is a not-for-profit member-owned financial cooperative with locations in Hopkins and Edina, Minnesota. We offer a variety of personal banking services. A few benefits of membership include lower fees, great rates on loans, and savings, and personalized service.
ON OUR WEBSITE, YOU CAN:
• Check your account balance, transfer money, balance your checkbook, and much more • Inquire about our loan and savings accounts • Apply to become a member of the credit union
CREDIT UNIONS VERSUS BANKS
Credit unions are quite different from other financial institutions. While we provide most of the same services, one very significant difference stands out. Your Credit Union is working for ALL of its members, not just a handful of stockholders who stand to gain from the institution’s profits. Banks make money for stockholders, not for customers.
Credit unions are the only democratically controlled financial institution in the United States. You and other members elect a volunteer board of directors to oversee the credit union. The president reports to this board. Bank directors, however are paid and legally bound to make decisions to benefit stockholders, not customers.
We invite you to find out for yourself the credit union difference. Join West Metro Schools Credit Union today
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